The European Investment Fund , established in 1994, is a financial institution for the provision of finance to SMEs , headquartered in Luxembourg. It is part of the European Investment Bank Group.It does not lend money to SMEs directly; rather it provides finance through private banks and funds. Its main operations are in the areas of venture capital and guaranteeing loans. Its shareholders are: the European Investment Bank ; the European Union, represented by the European Commission ; and 30 privately owned EU financial institutions .
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